what is the difference between health insurance and a health plan?

Comments

1. femtcd says:

   April 12, 2010 at 3:22 am

   Kaiser Permanente: and others are not ‘insurers’ and as such can deny treatments and medications which do not fall under their guidelines: most recently there was a supreme court ruling which stated essentially that ‘kaiser and other similar plans could not be sued even if they denied treatment which was useful’
   Insurance companies on the other hand can deny treatment but can be sued if they do not provide community standard of care.
2. David says:

   April 12, 2010 at 3:30 am

   Health Insurance is:
   insurance against expenses incurred through illness of the insured.

   Health plan:

   a Choosing between health plans is not as easy as it once was. Although there is no one “best” plan, there are some plans that will be better than others for you and your family’s health needs. Plans differ, both in how much you have to pay and how easy it is to get the services you need. Although no plan will pay for all the costs associated with your medical care, some plans will cover more than others.

   Go here to learn more…good luck
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