Is it lawful to make health insurance a condition of employment?
April 12, 2010 by admin
Filed under Question & Answer

In Illinois, I am employed by a company requiring health insurance as a condition of employment. To opt out of company insurance program, I must present proof of purchase of another provider.
Further more, no equitable compensation for those who do opt out.
Looks like we have 2 interests working here, that of the Health provider and that of the employer. The Health provider should not be able to dictate employment policy to its customers. However to meet the interests of the Health provider and their requirements, the employer may need to change it’s employment conditions, which amounts to the same thing, how can that be legal? Wage compensation is controlled by the Health provider? I agree everyone would want to have health coverage, thats not the issue here. Regulations for employers AND Insurers who provide an avenue of income for Health insurers is. Also, being dictated to by my Employer who can and cannot insure me seems to be a bit oppressive.
Everyone must go to the communist central party health company? Shoot, just take my whole check and determine how much food to eat, what is appropriate clothing, and how far from work I can reside. IF you dont take our insurance , you will be fired seems a bit extreme.
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I’ve never heard of this, but I do think it is legal. You could try this website to see if you can find any information on this. http://insurance.divinfo.com/
Doesn’t surprise me. Most group health policies require a participation percentage from the employees – and will only except an employee from group participation if they have coverage elsewhere.
I don’t think this is illegal.
I don’t think they can REQUIRE it unless they are paying 100% of the premiums. Then, yes, they can and would need proof of other insurance in order to let you opt out.
However, like mbr… said, they may be trying to keep the minimum participation so they can keep their current carrier, rates and coverage.
If they are not paying the entire premium, then I would certainly ask some questions. Take a look at the certificate (benefit booklet) when you get it to see if it offers any questions.
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